All posts by proincteam

Keynes’s quotation says that good investing involves not only examining fundamentals, but anticipating how other investors will behave and what others think others will do. It highlights looking forward to…

The 40% EMI rule is a personal finance principle which says that your overall Equated Monthly Installments (EMIs) on all your loans (home, car, personal, etc.) cannot be more than…

The Rule of 70 for inflation is a fast monetary approximation to find how many years it will take the purchasing power of money to be reduced by half as…

The Rule of 72 is a quick money formula to calculate how many years an investment will take to double at a steady annual rate of return. It can be…

The Rule of 40 is a SaaS metric in which the growth rate of the revenue of a company + the profit margin (usually EBITDA margin) must be equal to…

Silver prices are “running” or rallying on the back of a mix of robust industrial demand from the green energy and technology segments, including electric vehicles (EVs) and solar panels,…

David Ricardo’s labor theory of value, which he explained in On the Principles of Political Economy and Taxation, is that the comparative economic value of a good is what is…

Fannie Mae (Federal National Mortgage Association) is a government-sponsored enterprise (GSE) that gives liquidity and stability to the United States housing finance system by buying mortgages from lenders, packaging them…

The Incremental Capital Output Ratio, or ICOR, is an economic indicator that defines the effectiveness of capital in creating further output, expressing the amount of further investment needed to create…

Elastic demand is when a little change in price results in a dramatic change in the amount demanded, whereas inelastic demand is when even drastic price changes produce little or…

The term “too much money chasing too few goods” describes best inflation, or more precisely, demand-pull inflation. This disequilibrium causes the prices to increase as more money circulating tempts buyers…

A convertible equity warrant is a financial product that entitles the owner to the option, but not the requirement, of buying a company’s equity shares (common stock) at a specified…

This business appears to be saturated since nearly everybody in India already possesses mobiles. A few of the people may have 2 connections or even more, billing cannot be charged…

It is likely here that after 1 yr the company can outshine because of low base. Bad news turns into the worst and makes the stock desirable. Such opportunities always…

Gross NPA (Non-Performing Asset) is the sum of the value of defaulted loans and Net NPA is Gross NPA minus provisions made to absorb possible losses. Provisions are the amounts…

Note:If a stock has growth and runs on lower PE then it is a possible multibagger.If PE <= sales growth best case If PE >= 2* Sales Growth then almost…

Key Points:US Market Cap 208% of the US GDP (30 T$) World Market cap 100-120 T $ S&P Market cap have 40% share of Mag 7 Shares 324Trillion $ world…

It’s a poignant reminder of intellectual humility and flexibility—particularly in economics, investing, science, and leadership, where fixed thinking can be expensive. If you’re asking philosophically or rhetorically:It promotes the notion…

The Lollapalooza Effect happens when multiple cognitive biases or mental models interact in a synergistic way — they don’t just add up; they compound and magnify behavior. Key Mental Biases…

Gross NPA (Non-Performing Asset) is the sum of the value of defaulted loans and Net NPA is Gross NPA minus provisions made to absorb possible losses. Provisions are the amounts…